For investors seeking to produce an income from their investments, together with prospects for capital growth over the longer term, we offer five investment portfolios, four of which are risk defined.
Each portfolio is actively managed with a mix of high-quality funds across different asset classes, designed to deliver the best possible performance returns.
Cautious
By taking a low to medium approach to investment risk, the Cautious portfolio aims to produce an attractive level of income with some prospects for capital appreciation over the longer term. It largely invests in Corporate Bonds and other Fixed Interest Securities, Cash, Equities and Infrastructure, and is designed to limit volatility where possible. Up to 20% of the portfolio by weight is invested in Equities.
Defensive Income
This portfolio is designed to produce an attractive level of income, and some prospects for growth over the longer term, taking low to medium levels of investment risk. Lower allocations to Global and UK Equities are blended with a higher allocation to Corporate and Government Bonds, Infrastructure and Commercial Property. Up to 35% of the portfolio by weight is invested in Equities.
Balanced Income
Over half of the Balanced Income portfolio is allocated to Global and UK Equities, which are balanced with allocations to Corporate and Government Bonds, Infrastructure and Commercial Property. The aim is to produce an attractive level of income, and provide some prospects for capital appreciation over the longer term by taking medium levels of investment risk. Up to 65% of the portfolio by weight is invested in Equities.
Progressive Income
The largest allocations within the Progressive Income portfolio are in Global and UK Equities, with the remainder invested in Corporate and Government Bonds, Infrastructure and Commercial Property. The objective is to produce an attractive level of income with opportunities for growth over the longer term, by adopting a medium to high level of investment risk approach. Up to 85% of the portfolio by weight is invested in Equities.
High Income
The portfolio has been designed to generate a higher starting level of natural investment income while still offering the potential for long-term capital preservation. Around 40% of the portfolio will be invested in UK and global companies that can deliver attractive dividends, and the remainder in a mix of Fixed Interest securities combining both high quality and higher-yielding issuers to balance income and risk, which may also include Asset Backed instruments to further diversify the portfolio and support income delivery.
Up to 40% of the portfolio by weight is invested in UK and global companies that can deliver attractive dividends.
