Incredible though it may seem, we are already halfway through 2026. In this edition of Wealth Matters, we will review a largely positive – albeit volatile – first half of the year and look at the key factors that are likely to shape market direction over coming months.
Read moreWhen designing the CDI portfolio range, the FAS Investment Committee aim to provide a diverse range of strategies designed to fit the varied needs of our clients; however, market conditions themselves can sometimes dictate an increased demand for a particular portfolio solution.
Read moreThe objective of many investment strategies is to focus on capital growth. Whilst this may well be appropriate for those accumulating pension savings or investing for the next generation, there is often an increased need for additional income to supplement pension income as we move into later life.
Read moreIn the weeks ahead, the FAS Investment Committee will produce a series of articles giving further insight into the investment process behind the CDI range of portfolios, focusing on asset allocation, performance and looking at how the range of portfolios meets the differing needs, circumstances, and objectives of our clients. In the first of the series, we go under the bonnet of the CDI Balanced Growth portfolio.
Read moreFollowing the launch of major combat operations by the US and Israel in Iran, it is not surprising to see higher volatility in global markets in the aftermath of the initial attacks and widening conflict in the Gulf region. Following a period that has seen global equities produce strong returns, investors should expect a period of uncertainty; however, our positive longer-term view remains unaltered.
Read moreWelcome to the latest Quarterly Insight prepared by the FAS Investment Committee, designed to update you on their ongoing work and achievements, investment decisions reached this quarter and the actions taken to reposition the CDI portfolios in light of expected market conditions.
Read moreFor many people in retirement, pensions will form the foundation of their income. For those with sufficient qualifying years, the full State Pension now provides an income equivalent to just under £12,000 per annum, and most retirees can access pension income from workplace and personal pensions accrued during their lifetime, which covers the essential costs of living. Pension income alone may, however, leave little spare for discretionary expenditure or unexpected outgoings.
Read more2025 proved to be another broadly positive year for both equity and bond markets. Global indices closed out the year close to record highs, and investors in fixed income and alternative assets also enjoyed strong returns throughout last year. Despite ending the year in good spirits, prevailing market conditions present a challenging conundrum for investors. We look at six key themes that are set to shape market direction during 2026.
Read moreWe have previously commented on the growing popularity of passive investment across the industry, and the dangers of relying on a passive only approach when constructing an investment portfolio. This year has, to date, seen major global indices advance, leading to reasonable outcomes for those investing in tracker funds. With global equity indices becoming more concentrated, and the S&P500 and Nasdaq looking fully valued, 2026 could well be the year when active fund management can provide superior performance.
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